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How much will it cost?

Use our calculator to see what the monthly payments for a mortgage might cost. We’ll search our current mortgages and offer some suggestions according to the information you provide. To make it even easier, create a shortlist of up to 3 mortgage deals so you can compare the ones you’re most interested in.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

House purchase - if you’re borrowing money to buy a home.
Remortgage - if you’re moving your mortgage from another lender without moving home.
Switching deals - if you’re an existing Lloyds TSB mortgage customer and would like to switch deals.
Buy-to-let - if you’re borrowing money to purchase a property for rent. For all other buy-to-let borrowing please call 0800 783 3534.

Tell us how much deposit you can put towards your mortgage, this will be a cash amount. If you already have a mortgage, add any equity you have on your current property.
 
Equity is the value of your property minus any mortgage balances that you owe.

£

Minimum deposit required £20,000

Tell us the value of the property you wish to move to. If you’re not moving home, then enter the current value of your property.

£

Maximum mortgage available £ 20,000

Tell us how long you’d like to borrow the money for. Terms up to 40 years may be available.

(from 1-40 years)

There are two main ways to borrow money for your home; an Interest-only or a Repayment mortgage. Please note that if you choose an Interest-only mortgage your monthly payments will be the same regardless of the repayment term.
 
You can find a detailed explanation of these mortgage options at ’Which mortgage suits me?’.

You can change this on the next page.

A fixed-rate mortgage will help you to budget more easily around your mortgage costs.
 
Our tracker mortgages move in line with the Bank of England base rate, so your monthly payments could go up or down (within one month) depending on how the base rate moves.
 
Stepped mortgages help ease the first few payments by starting off with a lower initial rate.

You can change this on the next page.

Please choose the length of time you’d like your mortgage deal for.

You can change this on the next page.

My summary

How much will it cost?

Work out your monthly payments and compare mortgage deals

Mortgage payments

How much could you borrow?

Get an idea of how much we might be able to lend you

Borrowing calculator

Save your reference

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What’s this?
Keep a note of your unique reference so you can come back later to change your details or check for the latest mortgages.
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Helping you to work things out

To create a shortlist of the deals you’re most interested in, simply run your mouse over any mortgage and add. You can then continue to look for other deals or change your details.

Mortgage deals often change, so if you’re returning to look at a list you created earlier the deals will have been updated with the latest ones available.

If a product fee applies, it will be added to your mortgage. If you pay the fee within 30 days of your mortgage starting no interest will be charged. If you want to spread the cost by leaving it on, interest will be charged as part of your main mortgage, and will affect your monthly payments.

If you’ve found the ideal mortgage you can start an application online now, or call us on 0800 783 3534 to talk to one of our mortgage experts in more detail.

What's next?

Keep a note of your unique reference so that you can come back to change your details or check for updated mortgage deals.

Email one of our experts and we’ll call you back to discuss your options and help you to find the ideal mortgage.