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How much could you borrow?

Our calculator will help you work out what you could afford to borrow without over-stretching yourself. Just fill in a few details: your income, your deposit, your monthly outgoings and what the mortgage is for. Whatever your situation, we’ll do the sums for you.

Don’t worry if you haven’t got time to explore all the possibilities now – we’ll give you a unique reference so that you can return later without having to go back to the start.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Step 1 of 2 Mortgage details

Only choose this option if you want to buy a property to rent out.

Select the amount that you wish to borrow.

I’m buying a home - if you’re borrowing money to buy a home.

I’m remortgaging - if you’re moving your mortgage from another lender without moving home.

I’m raising capital - if you’re raising money against a mortgage-free property you currently own.

I’d like to borrow more - if you already have a mortgage with us and want additional borrowing, please call us on 0800 783 3534.

Please select 2 if it is a joint mortgage. If you would like a mortgage for more than two applicants please call 0800 783 3534 or visit your local branch.

Tell us how much deposit you can put towards your mortgage, this will be a cash amount. If you already have a mortgage, add any equity you have on your current property.
 
Equity is the value of your property minus any mortgage balances that you owe.

£

Minimum deposit required £20,000

Tell us the value of the property you wish to move to. If you’re not moving home, then enter the current value of your property.

£

Maximum mortgage available £ 20,000

My summary

How much will it cost?

Work out your monthly payments and compare mortgage deals

Mortgage payments

How much could you borrow?

Get an idea of how much we might be able to lend you

Borrowing calculator

Save your reference

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What’s this?
Keep a note of your unique reference so you can come back later to change your details or check for the latest mortgages.
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Helping you to work things out

Remember – by using your unique reference you can automatically return to your last session. We’ll always save the last set of details you enter.

You can email your reference to yourself or to someone else you want to share the results with.

If you have an existing mortgage with us and you’re thinking about borrowing more, please call us on 0800 783 3534.

You can start an application online now, or call us on 0800 783 3534 to talk to one of our mortgage experts in more detail.

What's next?

Keep a note of your unique reference so that you can come back to change your details or check for updated mortgage deals.

Email one of our experts and we’ll call you back to discuss your options and help you to find the ideal mortgage.